How does check deposit work?

When you receive a check in your Freedom Mailbox®, you can instruct us to send it directly to your bank to be deposited. We'll endorse your check with "For Deposit Only", then mail it to your bank.

You can deposit to any US bank that supports mail-in deposit service, which most major banks do. This includes traditional banks, online banks with no physical retail locations, and even brokerage firms.

To use the check deposit service, the following conditions must be met:

  • The mail item containing the check must be requested opened and scanned first.
  • Your bank must support mail-in deposit.
  • The name on the check must match the name of the bank account.

Checks typically take 24 hours to deposit after arriving to the bank.